Stone Path Consulting · Employer Preventative Healthcare

Give your people a real ability to stay well, and a reason to stay.

A preventative healthcare program that works alongside your existing health plan, with no disruption, to keep your team healthy and take cost and complexity out of the way of care. Participating employees pay no out-of-pocket costs to use the program.


Why prevention

Most health plans are built to pay claims after something has already gone wrong. They are designed to reimburse claims, not prevent them. Meanwhile care gets put off because of cost, access, and complexity, and small issues grow into bigger, costlier ones. A large share of healthcare spend traces back to chronic conditions, and most of those are preventable.

75% of U.S. adults have at least one chronic illness, 50% have two or more, and 40% of U.S. children have at least one, and most are preventable. Keeping people well, instead of waiting to treat them, changes the picture from the start.

A preventative approach, alongside your plan

This program works alongside your current health plan, with no plan changes and no disruption, and does one job well: it keeps your people healthy. The focus is on preventing problems before they start, improving access to care, and supporting proactive, year-round health, not just paying claims after the fact. Your plan stays exactly as it is.

  • Works alongside your existing benefits, with no plan changes required
  • Participating employees pay no out-of-pocket costs to use the program
  • Built to prevent, with better access and real support that heads off issues early
  • White-glove setup and rollout, handled for you from first call to launch

What it means for your team, and your business

For your people

  • Healthier people who feel better and miss less work
  • Removes barriers to care
  • No out-of-pocket cost to use it
  • Less absenteeism and presenteeism
  • Higher engagement and stronger wellbeing

For your business

  • Lower long-term healthcare claims
  • Save money every month
  • Enhance overall benefits
  • Better productivity across the team
  • A stronger benefit when you recruit, and people more likely to stay

And the math follows

Health is the point. The savings come from the program itself, not from how healthy or active your team is. Each enrolled employee’s family also gets access with no out-of-pocket costs. The numbers below are proof of what is possible, not a promise for every head you count.

Up to $1,400net payroll-tax savings per participating employee, per year
10-20%healthcare-cost reduction for self-funded and level-funded employers
No out-of-pocketparticipating employees pay no out-of-pocket costs to use the program

Fully-insured employers still capture the payroll-tax savings and the health outcomes.

A real result

149employees
130eligible
120opted in
$76K+saved, yr one

One employer rolled this out to a team of 149. Of those, 130 were eligible and 120 chose to opt in, a 92 percent take-up among the people who could. In that first year they had healthier, more engaged people, and the employer saved over $76,000 net.

A real outcome, not a per-employee promise. Your result depends on how many of your people enroll.

Who this is for

  • Employers who want to do everything they can to support the health and wellbeing of their employees and their families.
  • Employers who understand that the physical, mental, and financial health of an employee affects their business.
  • Employers looking outside the box to strengthen benefits and save money.

How we roll it out

Discovery.

A short questionnaire to understand your workforce and benefits structure.

Assessment.

We confirm eligibility before anything moves forward.

Presentation.

A deep dive into how the program works and its projected impact.

Proposal.

Census analysis and a formal proposal built around your actual team.

White-glove implementation.

Full onboarding, employee communication, and launch, handled for you.

Why we built this

  • We have lived the challenge of figuring out and paying for healthcare.
  • We do not want anyone to skip a yearly checkup because of cost.
  • Coverage is confusing, and this removes that barrier for basic care.
  • Your agent may not be bringing you solutions to offset rising costs. We will.

Questions employers ask

Does this change our current health plan?
No. It works alongside your existing plan, with no plan changes and no disruption.
What does it cost our employees to use it?
Participating employees pay no out-of-pocket costs to use the program, and enrollment is opt-in.
Do part-time or hourly teams work for this?
Yes. Part-time and hourly teams are workable. We confirm eligibility during discovery.
What if we do not offer benefits today?
You may still qualify. We will confirm the details and the right path for your team during discovery.
How involved is setup on our side?
Light. Setup and rollout are handled for you, from first call to launch.

Check your team’s eligibility

Tell us a little about your team and we will confirm eligibility and map the likely impact, then send a two-page overview you can hand to your leadership. Not every employer qualifies; a short call follows if you do. No pressure, no commitment.





A rough count is fine.
A rough count is fine.




We will email the overview and reach out to confirm eligibility.